Group Life & Disability Insurance Life Insurance

Life insurance is a valued part of most employee benefits packages. Employers have a wide variety of optionalplan designs to customize a Group Life plan. Optional coverages include Voluntary Life insurance, Supplemental Life coverage, Accidental Death and Dismemberment policies, and Dependent Life insurance. The premium paid for Group Life is generally a business deduction, and this stand-alone contract is usually less expensive than the life coverage provided when individually purchases.

Long Term Disability (LTD)

In the event that an accident or illness prevents an employee from working for an extended period of time,the financial impact can be severe for the employee.  Long Term Disability (LTD) protection is designed to help cover the employee’s expenses while their regular income is interrupted. Various options and benefits are available to meet specific needs. This valuable protection is available with low-cost, tax-deductible premiums.

Short Term Disability (STD)

A steady income is essential for most people. If an accident or illness interrupts that income, it affects both the employee and employer. Short Term Disability (STD) protection is designed to replace a portion of the wages lost when a short term disability occurs. An affordable, flexible STD plan can provide needed benefits to both the employer and employee.

We offer free, comparative quotes on group life and disability from multiple insurance carriers so you can choose a plan that fits your group size or benefit goals.

 

By submitting your personal information you are authorizing us to contact you regarding your insurance inquiry.

Herbert Insurance Agency

115 Hanover Ave Suite 100

Ashland, VA 23005

Phone: (804) 798-4438

Fax: (804)-798-1824

Michele@HerbertInsuranceAgency.com


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