Insurance News and Updates

Discontinuing Individual/Family Insurance Enrollments for 2018

While the Affordable Care Act has had minimal negative impact on the profitability of employer-sponsored group health insurance, the opposite is true for Individual health insurance. The Affordable Care Act (ACA) continues to challenge carriers to price individual coverage at a level that produces a profit. The lack of profit has resulted in carriers ­­­­­­­­­­­­­­­exiting… Continue Reading


Click below for a summary chart on the “Repeal & Replace” Major provisons American Health Care Act, click the following for H.R. 1628 Bill: Continue Reading

ACA Compliance Bulletin: AHCA Summary

For more information on the AHCA passed by the House on May 4th, 2017, follow the link below for a bulletin regarding the ACA and the AHCA.  I am affiliated with Towne Benefits and they provide many insightful resources. Click here for more information »  Continue Reading

HSA Contribution Limits and Minimum Deductibles Announced for 2018

The Internal Revenue Service (IRS) has announced the 2018 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code.   Annual Contribution Limitation For calendar year 2018, the annual limitation on HSA deductions for an individual with self-only coverage under a high deductible health plan is $3,450 (up from $3,400 for… Continue Reading

Individual Health Insurance Open Enrollment Changes for 2018 Plans

The Centers for Medicare & Medicaid Services (CMS) issued the final Market Stabilization rule to help lower premiums and stabilize individual and small group markets, and to increase choices for Americans. Individuals obtaining coverage in the Marketplace created by the Affordable Care Act have faced double-digit premium increases, fewer plans to choose from, and a… Continue Reading

VAHU Opposition to Sale of Plans in VA from other States

As a member of VAHU (Virginia Association of Health Underwriters) I oppose House Bill 2233:  Sale of plans offered by foreign health insurers (other states) VAHU applauds efforts intended to increase competition and enhance affordability of health insurance.  But allowing the sale of plans by other states (foreign insurers) in VA has many negative impacts. … Continue Reading

Herbert Insurance Agency

115 Hanover Ave Suite 100

Ashland, VA 23005

Phone: (804) 798-4438

Fax: (804)-798-1824

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