Looks like the carrier links that are supposed to be linked with healthcare.gov website are not working fully at this time. So, please check of the box that "Another person is helping you complete my application", enter Michele Herbert and my NPN 3026962. I will then be tied as your agent. Once you get your rates, you can call or send me an email if you have a question before submitting the enrollment.
Beginning January 1, 2015, Duke University Health System will join the Optima Health network.
I have noticed delays and errors with people creating accounts with healthcare.gov over the recent weeks and days. The Government has made recent updates to the enrollment website (healthcare.gov), and this has prompted some recently created accounts to be deactivated and/or usernames not working.
Anthem and Optima Health Respond to Virginia Assembly Emergency Legislation
Both Anthem and Optima Health have made the decision not to implement the General Assembly's approved legislation allowing health insurance companies the option to renew plans that do not meet ACA standards. Below are statements from each.
Open enrollment begins Nov. 15th (for those aged under 65), with the earliest effective date of January 1, 2015. The enrollment period lasts through February 15th. Effective dates will be the first of the month for applications processed by the 15th of the month (with earliest start date of January 1). Click on our link for Individuals to compare plans, check for subsidies, and enroll!
Hopefully you do have health insurance, but if for some reason you did not in 2014, you may be able to file for a waiver from the ACA tax penalty. As most of those who signed up through healthcare.gov had a lengthy process, the waiver process may be just as complicated. But, it may be worth it to give it a try. The penalty for going uninsured is not just $95 per person for 2014, but the greater of that or 1% of your household income.
The annual creditable/non-creditable prescription drug coverage notices are going out to current Medicare Supplement plan members soon.
Medicare Open Enrollment for 2015 plan changes will be from October 15 through December 7th, 2014. If you need to make a change to your Medicare insurance plan, this is the time to make the change, which will then become effective January 1, 2015.
Open enrollment for 2015 health insurance plans runs from November 15, 2014 through February 15, 2015. This is the time during which anyone, for any reason, can purchase new individual or family coverage with an effective date in 2015.
The date your 2015 coverage begins will depend upon the date you apply for the coverage, as follows:
If you apply between …
November 15, 2014 – December 15, 2014, plan starts January 1, 2015
HHS creates 60-day Special Enrollment Period for anyone with COBRA
If you are currently on COBRA health insurance coverage, contact the Herbert Insurance Agency so we can explore your options & see if we can find you more affordable rates.